Terms & Conditions

Spire Automotive Limited is a credit broker not a lender.

*Offer available to existing BMW customers only, who can prove there is a BMW or MINI in their household. Offer available on BMW Select and Hire Purchase agreements. Applies to models ordered between 06/01/26 and 31/03/26 and registered by 30/09/26.

1.9% APR available on new BMW i4 models.

2.9% APR available on new iX1 & iX2 models.

3.9% APR available on new 2 Series Gran Coupé, 3 Series Saloon, 3 Series Touring, X1, iX, X2, i5 Saloon and i5 Touring (M Sport / M Sport Pro / M60) and 7 Series & i7 models.

4.9% APR available on new BMW X3, X5, X7 and M5 Saloon & M5 Touring models.

5.9% APR available on new BMW 2 Series Coupé models, i5 Saloon eDrive40 Sport edition only and i5 Touring eDrive40 Sport edition only.

Participating Retailers only. Subject to availability. Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement.

Spire Automotive Limited trading as Group 1 Watford introduces customers to a selected panel of lenders, which includes BMW Financial Services. We will receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.